Homemade Digestive Biscuits with Chocolate Topping Recipe
Introduction
Digestive biscuits are a classic, crumbly treat that pairs perfectly with tea or coffee. These homemade versions combine wholemeal flour and oats for a wholesome, buttery flavor that’s hard to resist. You can enjoy them plain or topped with melted milk chocolate for a sweet twist.

Ingredients
- 200g wholemeal flour
- 100g plain flour, plus extra to dust
- 100g porridge oats
- 300g unsalted butter
- 80g caster sugar
- ¾ tsp bicarbonate of soda
- 2 tbsp milk
- 150g milk chocolate, to top (optional)
Instructions
- Step 1: Preheat by lining two baking trays with baking parchment. Combine the wholemeal flour, plain flour, oats, and butter in a food processor and blitz until the mixture resembles fine breadcrumbs. Alternatively, rub the butter into the flour and oats by hand.
- Step 2: Stir in the caster sugar, bicarbonate of soda, and ¾ tsp salt. Pour in the milk and mix until the dough comes together into a cohesive ball. Flatten it into a disc, cover, and chill in the fridge for at least 30 minutes.
- Step 3: Lightly flour a clean work surface and roll out the chilled dough to about 0.5cm thickness. Use a 6-7cm round cutter to stamp out biscuits and arrange them on the baking trays. Chill again for 30 minutes up to 2 hours.
- Step 4: Heat the oven to 200°C (180°C fan/gas mark 6). If leaving plain, you can decorate the biscuit tops with a fork or skewer to create a pattern. Bake for 12-15 minutes until biscuits are golden around the edges. Leave to cool completely on the trays.
- Step 5: If adding chocolate, melt the milk chocolate in a heatproof bowl over simmering water. Dip the cooled biscuits top-side down into the melted chocolate, then place on a cooling rack lined with parchment to set. Optionally, decorate by dragging a toothpick through the chocolate to create wavy lines.
Tips & Variations
- For a nuttier flavor, substitute some oats with chopped nuts like almonds or hazelnuts.
- Use dark or white chocolate instead of milk chocolate for different tastes.
- Chilling the dough and biscuits before baking helps keep their shape and ensures a crisp texture.
- Try adding a pinch of cinnamon or mixed spice to the dough for a warm, aromatic twist.
- If you don’t have a food processor, rubbing the butter into the flour and oats by hand works just as well but takes a bit longer.
Storage
Store digestive biscuits in an airtight container at room temperature for up to one week to keep them fresh and crisp. If topped with chocolate, allow the chocolate to fully set before storing. For longer storage, freeze the biscuits in a sealed container for up to 1 month. Thaw at room temperature before serving. Reheating isn’t necessary, but warming gently can soften slightly if desired.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use margarine instead of butter?
Yes, margarine can be used as a substitute, but for the best flavor and texture, unsalted butter is recommended.
What if I don’t have a biscuit cutter?
You can use the rim of a glass or a clean jar lid about 6-7cm in diameter as a substitute to cut the biscuit shapes.
Print
Homemade Digestive Biscuits with Chocolate Topping Recipe
- Total Time: 1 hour 15 minutes
- Yield: about 20–24 biscuits 1x
- Diet: Vegetarian
Description
Classic homemade digestive biscuits with a wholesome blend of wholemeal flour and oats, lightly sweetened and optionally topped with melted milk chocolate for an extra treat. Perfectly crunchy and golden, these biscuits make a delightful snack or accompaniment to tea.
Ingredients
Dry Ingredients
- 200g wholemeal flour
- 100g plain flour, plus extra for dusting
- 100g porridge oats
- 80g caster sugar
- ¾ tsp bicarbonate of soda
- ¾ tsp salt
Wet Ingredients
- 300g unsalted butter
- 2 tbsp milk
Optional Topping
- 150g milk chocolate
Instructions
- Prepare the dough: Line two baking trays with baking parchment. Place the wholemeal flour, plain flour, oats, and butter into a food processor and blitz until the mixture resembles fine breadcrumbs. Alternatively, rub the butter into the flour mixture using your hands. Stir in the caster sugar, bicarbonate of soda, and salt. Pour in the milk and bring everything together to form a cohesive dough. Flatten the dough into a disc, wrap it, and chill in the fridge for at least 30 minutes.
- Shape the biscuits: Lightly flour a clean work surface and tip out the chilled biscuit dough. Roll the dough to approximately 0.5cm thickness. Use a 6-7cm biscuit cutter to stamp out rounds. Arrange the biscuits on the prepared baking trays. Chill them for another 30 minutes, or up to 2 hours, to firm up before baking.
- Bake the biscuits: Preheat the oven to 200°C (180°C fan) or gas mark 6. Optionally, make a pattern on the tops of the biscuits using a fork or skewer if not topping with chocolate. Bake the biscuits in the oven for 12-15 minutes until golden around the edges. Remove from the oven and leave to cool completely on the trays.
- Optional chocolate topping: To cover the biscuits with chocolate, melt the milk chocolate in a heatproof bowl set over a pan of gently simmering water. Line a cooling rack with baking parchment. Once the biscuits have cooled, dip the top of each biscuit into the melted chocolate, then transfer to the rack to set. Decorate the chocolate tops by dragging a toothpick through in wavy lines if desired.
Notes
- Chilling the dough before and after shaping helps maintain biscuit shape during baking.
- You can substitute milk chocolate with dark chocolate or white chocolate as preferred.
- Store baked biscuits in an airtight container to keep them crisp.
- This recipe can be adapted for gluten-free by using gluten-free flours and oats.
- The food processor method is quicker but rubbing in by hand gives a more rustic texture.
- Prep Time: 15 minutes
- Cook Time: 12-15 minutes
- Category: Snack
- Method: Baking
- Cuisine: British
Keywords: Digestive biscuits, homemade biscuits, British snack, oat biscuits, tea biscuits, chocolate dipped biscuits

